The purpose of the policy is to outline the parameters and procedure detailed to insurance citations.
Members may issue a traffic citation for no proof of insurance to the driver/owner of a motor vehicle or a No Proof of Insurance form (MP-3408)—not both, when the driver/owner states they do not have proof of insurance in their possession. It is a misdemeanor violation to not provide proof of insurance to a member upon demand.
No Proof of Insurance - Citation Issuance Procedures:
- A member may issue a traffic citation to the driver/owner of a motor vehicle when the driver/owner states they do not have proof of insurance in their possession.
Pertinent statutes:
169.791s2 - to driver whether or not the owner
169.791s3 - to driver who is not the owner
The member should advise a driver/owner who is issued a traffic citation for no proof of insurance in their possession, that the driver/owner has ten days to deliver proof of insurance information to the Traffic Violations Bureau. The member should advise the driver/owner that failure to comply within ten days will result in a misdemeanor moving violation being entered on their driving record, the revocation of their driver's license, and the revocation of the motor vehicle registration.
- When issuing a citation to a driver/owner who admits to not having insurance, the citation should be titled "No Insurance Coverage." Pertinent statute: 169.797.
- Members shall not issue a traffic citation for no proof of insurance in a felony motor vehicle collision. Members shall use the Proof of Insurance form in all felony motor vehicle collisions.
No Proof of Insurance - Vehicle Insurance Information Form
When a driver/owner of a motor vehicle is unable to provide proof of insurance, and the member does not issue a citation, the member may follow these procedures:
- The member may complete the Vehicle Insurance Information form (MP-3408), ensuring that the member's precinct/division is recorded on the spaces provided.
- The member shall give the pink copy of the Vehicle Insurance Information form to the owner/driver and direct the person to sign the form in the space provided, complete and mail the form, with proof of insurance, to the address provided on the form within ten days.
The member should advise the driver/owner that failure to comply within ten days will result in a misdemeanor moving violation being entered on their driving record, the revocation of their driver's license, and the revocation of the motor vehicle registration.
The white and yellow copies of the Vehicle Insurance Information form shall be filed at the member's precinct or division office. The member shall complete an arrest report for the incident, attaching it to these copies.
- If the driver/owner does not respond within ten days of the issuance of the No Proof of Insurance form, the member designated by the commander will complete the form and forward the white copy to the Minnesota Department of Safety. A member may issue either a No Proof of Insurance form or a uniform citation—not both.
- If a CAPRS report was completed, that same CCN shall be used on the tag issued for No Proof of Insurance. If no report was made at the time that the Vehicle Insurance Information Form was issued, a CAPRS report and a new CCN are needed.
- The date the Offense/Incident Report is completed should be the arrest date. The arrest location is the location of the original offense.
Vehicle Insurance Information Forms (MP-3408) are available in the MPD Stores Unit.
Definitions
Refer to the Commonly Used Terms page for general definitions.